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The flexibility of the payment options is a very important factor in determining the right insurance policy for the car owners out of the cheap car insurance quotes made available by the insurance companies for the benefit of the owners. Since the insurance premium is payable either monthly or either quarterly or either yearly by the car owners to the insurance companies and as this is a significant outgo for the car owners they have to consider the flexible payment options proposed by the insurance companies for the benefit of the car owners. cheap car insurance quotes Most of the car insurance companies have tie up with important credit card companies. The credit card companies offer the car owners lot of benefits in the sense that the credit card company pays off the premium on behalf of the car owners to the car insurance companies and collects the payment from the car owners over a period of time through a process called as the equated monthly installment. The equated monthly installment is a significant benefit for most of the car owners as they can pay the premium in monthly installments and more importantly it will not pinch their budget going forward. Hence this factors has to be taken into consideration while considering the cheap car insurance quotes by the car owners.